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IRS can spell tax relief for disaster victims

"I'm from the government and I'm here to help you" may be regarded by some to be the most terrifying words in the English language, but not so when you are dealing with a disaster. Once the federal government has declared your location to be a major disaster zone, there are plenty of assistance programs--but to qualify for federal loans and grants, you must have filed a return for the most recently completed tax year. That can be a big problem if you lost important records when the disaster struck that are necessary to complete your return.

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